A concessão irresponsável de crédito e a punitive damages

Abstract

As a way of anticipating the purchasing power for the consumer, and, to lengthen the consideration of the obligation assumed, there is the credit. The latter, fundamental to the capitalist system, must be treated as a way of benefiting both the part that enjoys it for the obtaining of goods, and for those who receive it and for the one who grants it. Production and consumption systems need credit to have turnover and stabilization. Without credit, purchasing power and the power of supply and production are reduced drastically, and for these and other reasons, their existence is essential to guarantee the enjoyment of rights such as human dignity and property.